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Educating yourself about fraud protection against auto insurance accident scams is the best way to avoid being a victim. To help avoid these types of accidents and potential fraud, keep the following tips in mind when you are behind the wheel:

  • If you have an accident, be sure to call the police to the scene. Beware of anyone who is anxious to leave quickly before police arrive.
  • Record names, addresses, license plate numbers, witness information, and any other facts you think might be important.
  • Keep a disposable camera in your vehicle to take photos of the vehicles involved and the accident scene.
  • Do not tailgate - criminals will brake unexpectedly in front of tailgaters to intentionally cause an accident. Look out for vehicles that brake suddenly for no apparent reason.
  • Look out for large, older vehicles with three or more occupants. Criminals often crowd into old cars when looking to stage an accident.
  • Count and record the number of occupants in each involved vehicle.
  • If you suspect fraud, notify police or ACM. You can also report fraud to the NICB online or by phone at 1-800-TEL-NICB.